Smart Money Moves

Generally Smart Things You Could Do With Your Money

Live below your means. Invest consistently. Educate yourself. Ask questions.

Financial literacy is your ability to understand and use money-related skills like budgeting, saving, investing, and managing debt. Think of it as your personal toolkit for making smarter decisions with your money—now and long term. How deeply you understand the variables which impact your finances is up to you however I would argue there is a base level of understanding which everyone should strive for. The most important thing I would say is being able to understand enough which will allow you to implement financially healthy habits. If I knew absolutely nothing about finances here are the things I would begin learning more about

• Understanding your financial habits - where does your money go each paycheck
• Creating some objective goals for getting to a better financial version of yourself
• Paying off high interest debt
• Understanding the different ways to save money